Tamkeen is Bahrain's labour fund. It supports Bahraini enterprises and individuals with wage, training and business development programmes. Fahdan helps eligible companies check which programme fits and prepare the application.
Last updated: October 2026.
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These are the main Tamkeen enterprise programmes Fahdan helps clients with. Tamkeen updates its list, so always check the current programme page before applying.
| Programme | What it supports | Where you apply | Key condition |
|---|---|---|---|
| Digital Tools Program | Part of the cost of digital tools from Tamkeen's partner providers | Tamkeen's online portal | Active CR (or regulator licence), micro/small/medium size (virtual enterprises included), no violations with Tamkeen, LMRA or other bodies |
| Financing Support Program | A subsidy on part of the profit on Sharia-compliant bank financing (you still repay the financing) | A Tamkeen partner bank | Active CR, micro/small/medium size, no violations |
| Wage Increment Program | The increase in an eligible Bahraini employee's basic salary, for 12 months, up to approved amounts | Tamkeen's online portal | Pay rise for Bahraini employees; SIO statement per employee |
| SME Fund | Sharia-compliant financing through BDB, backed by Tamkeen profit subsidies and guarantees | Bahrain Development Bank (BDB) | Bahrain-based SME; some activities excluded (e.g. buying, selling, renting real estate) |
| Riyada Business Accelerator Program | The full cost of the accelerator programme | Tamkeen | Without a CR: a prototype and at least one Bahraini founder. No CR yet? Start with company formation in Bahrain |
Tamkeen support is strategically divided into three main areas:
Are you looking to sharpen your skills? Tamkeen helps Bahrainis get certified and trained in high-demand fields like AI, Coding, and Finance.
The "Win": They often cover the costs of professional certifications or provide wage subsidies to help fresh graduates get their first big break.
From "Pre-startup" to "Scaling-up," Tamkeen has a program for every stage of your business lifecycle.
The "Win": Programmes such as the Digital Tools Program help with the cost of adopting digital tools, and the Financing Support Program subsidises part of the profit on Sharia-compliant financing through partner banks.
Tamkeen encourages companies to reward their hard-working Bahraini staff.
The "Win": Through the Wage Increment Program, Tamkeen covers the increase in an eligible Bahraini employee's basic salary for 12 months, up to approved amounts, helping businesses retain their top talent without the full financial strain.
As part of the 2026–2030 Strategy, Tamkeen has become more digital and more focused on "High Value" sectors. They aren't just supporting any business; they are looking for innovation. By tapping into Tamkeen support, you aren't just getting financial help—you are joining an ecosystem that includes the Economic Development Board (EDB) and Export Bahrain, opening doors to global markets like the Web Summit or regional expansions.
While Tamkeen provides the funding, navigating the application process and ensuring your business is "Tamkeen-ready" can be a task. At Fahdan, we handle the groundwork — from business setup in Bahrain to PRO services in Bahrain — so your foundation is solid:
We ensure your CR (Commercial Registration) and LMRA status are spotless—a must for any Tamkeen application.
We help you choose the right legal structure to maximize your eligibility for grants.
We handle the paperwork so you can focus on the "Growth" that Tamkeen loves to see.
Start with the basics. Most Tamkeen enterprise programmes ask for an active Commercial Registration (CR) from the Ministry of Industry and Commerce (MOIC) and no violations with Tamkeen, the Labour Market Regulatory Authority (LMRA) or other government bodies. Then check where your chosen programme takes applications: Tamkeen's own portal, a partner bank, or Bahrain Development Bank (BDB).
You apply directly with Tamkeen. Programmes that work this way include the Digital Tools Program, which helps businesses adopt digital tools from Tamkeen's partner providers, and the Wage Increment Program, which supports basic-salary rises for Bahraini employees.
For the Financing Support Program, you approach one of Tamkeen's partner banks and give it the information and documents it asks for. The bank submits the application for you, and you are notified by the bank and on Tamkeen's portal once it is approved.
SME Fund applications are submitted at BDB. The fund is for small and medium enterprises based in Bahrain, and some activities are excluded, such as buying, selling and renting real estate.
Please note: Tamkeen and, for financing, the partner bank or BDB decide who qualifies and how much support is approved. Fahdan prepares your application with you and follows it up until Tamkeen decides. This section reflects Tamkeen's published criteria as of September 2026. Programmes change, so check the current list on Tamkeen's enterprise programmes page.
The core conditions are similar across programmes. As of September 2026, the Digital Tools Program, the Financing Support Program and the Wage Increment Program all ask for an active CR from MOIC (or a licence from the relevant regulator), micro, small or medium company size (Digital Tools also covers virtual enterprises), and no violations with Tamkeen, LMRA or other government bodies. Each programme can add its own conditions.
It depends on the programme. The published criteria for the Digital Tools Program, the Financing Support Program and the SME Fund are based on your CR, company size and compliance record, and do not list an owner-nationality requirement. Some programmes add nationality conditions: a startup applying to the Riyada Business Accelerator Program without a CR needs a prototype and at least one Bahraini founder, and the Wage Increment Program only supports pay rises for Bahraini employees. If you have not set up yet, start with your Commercial Registration in Bahrain, and confirm the programme's criteria before you apply.
Both exist. Tamkeen describes its enterprise support as ranging from co-matching grants to access to financing, so the type depends on the programme:
Each programme has its own list. For example, the SME Fund asks for a copy of your CR, the owners' CPR and passport copies, up to six months of statements from your main business bank account, audited financials where applicable, your latest management accounts, and quotations or a business plan for what you want to fund. The Wage Increment Program asks for each employee's Social Insurance Organization (SIO) statement.
We compare your business with the criteria Tamkeen currently publishes to shortlist the programmes you may qualify for. We check that your CR and LMRA records are in order, handle your CR renewal if it is due, and help you gather the documents on the programme's checklist. If you are still setting up, we start with your company formation in Bahrain.
Not sure which programmes may fit your business? WhatsApp us on +973 1734 3582 or call +973 1734 3582.
Book Free ConsultationTamkeen supports Bahraini enterprises at every stage, from hiring your first Bahraini employee to financing your growth. Fahdan makes sure your CR, LMRA records and documents are ready before you apply.
Want to dive deeper into the specific application tracks? You can explore the full catalog of programs directly at Tamkeen.bh or contact Fahdan Business Solutions to get your business "application-ready" today!